Benefits from the Visa Gold Card

  • Currency: Euro

  • 0% commission for ATM withdrawals from OTP Bank

  • Payment in POS and Online, at home and abroad:

  • Maximum security through Chip, PIN technology & Contactless

  • Checking the balance of the current account at ATMs of OTP Bank and ATMs of other banks.

More on Visa Gold Card

  • Maximum daily withdrawal fee at ATM 500 EUR (equivalent in ALL if the withdrawal is made in this currency)

Maximum daily payment amount 3,500 EUR (equivalent in ALL if the payment is made this currency)

  • Change of PIN code at ATM of OTP Bank

  • Access to your funds 24/7;

  • Automatic Renewal: if you do not appear at the Bank to fill up a non-renewal form

  • You can close the card at any time by filling up an application at the branch;

  • Commissions applicable under current terms &conditions;

  • Validity 5 years

Charter card terms

  • Convenience in making payments for goods and services;

  • Online shopping;

  • Extensive use inside and outside the country;

  • Balance of current account balance at ATMs of OTP Bank and ATMs of other banks;

  • Change of PIN code at ATM of OTP Bank;

  • Card PIN over SMS_Client Instruction


The use of cards is constantly increasing, so we should be vigilant in their use for online shopping.

For this, OTP Bank has prepared a guide with the main points you should consider during online card purchases.

Click here to download the guideline.

Here you can read more about the 3D Secure service for your online purchases