Unik Consumer Loan

This loan provides you with the following benefits and more:

  • Electrical and electronic appliances

  • Furniture for your home

  • Air conditioning equipment

  • Personal computer

  • financing your vacation

The Unik Consumer Loan is valid for all residents or non-residents with legal residence and employment in Albania, permanent or temporary employees in companies, sailors, retirees, entrepreneurs (who have been operating for at least one year) as well as for customers with other verifiable income.

  1. Benefits
  • Fast process
  • With little necessary documentation
  • No collateral required
  • Immediate financing
  • If you have a salary in OTP Bank Albania there are more facilities

iii. Documentation required

  • Income statement;
  • Identity Card or Passport, and family certificate.


  1. General conditions (for OTP Bank customers)
  • Financing amount up to 750,000 ALL;
  • Repayment period up to 7 years;
  • Unchanged monthly installments for the entire duration of the loan;
  • Fixed interest for fixed loan duration;
  • This loan is offered only in ALL (Albanian Lek).

For more information please download the standardized pre-contractual documentation for the Single Consumer Loan here.