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Loans for Housing Reconstruction
The main features of the loan for house reconstruction are:
Maximum amount: up to 300,000 Euros
Duration: up to 10 years.
Currency: ALL, EURO
LEK: 2.4% fixed for the first year;
LEK: 3.5% fixed for the first 2 years;
LEK: 4.0% fixed the first 3 years;
Income from salary/rent: B.TH 12M+1.65%(min.4.15%)
Income from salary/rent: B.TH 12M+1.75%(min.4.15%)
EUR: 1.4% fixed for the first year;
EUR: 2.5% fixed for the first 2 years;
EUR: 3.0% for the first 3 years;
EUR: 3.75% for the first 5 years;
Income from salary/rent: Euribor 12M+3.9%(min. 4.15%)
Other income: Euribor 12M+4%(min. 4.15%)
Repayment method: principal and interest are paid in equal monthly installments.
Penalties: In case of delays in payment of installments, the bank applies a delay penalty, based on the current Terms & Conditions.
Early Payment: The bank accepts partial or total payments before the maturity of the loan.