Kredi për pasuri të patundshme
This loan allows you the following benefits and more:
Electrical and electronic devices
Furniture for your home
Air conditioning equipment
Financing your vacation
The Unique Consumer Loan is valid for all residents or non-residents with a permitted stay and employment in Albania, permanent or temporary employees in companies, sailors, pensioners, entrepreneurs (who have been operating for at least one year) as well as for customers with other verifiable income.
- Fast process
- Few documentation required
- No collateral required
- Instant financing
- If you have a salary in OTP Bank there are more facilities
- Income statement;
- Identity Card or Passport, and family certificate.
General conditions (for OTP Bank customers)
- Financing amount up to 750,000 Lek;
- Repayment term up to 7 years;
- Fixed monthly installments for the entire duration of the loan;
- Fixed interest for a fixed duration of the loan;
|Duration||Payroll at OTP||Non payroll at OTP|
|Fix for the first 3 yars||10%||11%|
|Then||T.B 12M + 8.5% (min. 10%)||T.B 12M + 9.5% (min. 11%)|
- This loan is offered only in LEK currency.