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This loan finances the following and more;
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Electrical and electronic appliances;
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Furniture for your home;
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Air conditioning equipment;
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Personal computer;
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Financing your vacation;
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Children’s studies, etc.
Benefits from Express Consumer Loan
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Fast process;
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Few documents required;
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Collateral is not required;
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Immediate funding;
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More facilities if you have the salary at OTP Bank
More on Express Consumer Loan
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Financing up to 2,000,000 ALL;
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Repayment term of up to 7 years;
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Unchanged monthly installments for the entire duration of the loan;
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Fixed interest rates for fixed loan duration:
– Up to 1 year: Interest rate 4.0%
– From 1 to 2 years: Interest rate 6.5%
– From 2 to 3 years: Interest rate 7.5%
– From 3 to 5 years: Interest rate 8.5%
– From 5 to 7 years: Interest rate 9.0%
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This loan is only offered in the ALL currency
How To Get Express Consumer Loan
To apply, you can submit through your Personal Banker the following documents:
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Statement of income;
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Identity Card or Passport, and Family Certificate;