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Deposit 18 Months
Your benefits if you choose 18 Months Deposit
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Benefit of interest in your account every 6 months
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Withdrawal of interest earned without breaking the deposit.
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Closing the deposit before maturity at any time
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Benefit of previous six-months interest rates referring to the closing date
More on 18 Months Deposit
Very Favorable Interest of:
| 18 Months Deposit | 1st semester | 2nd semester | 3rd semester | |
|---|---|---|---|---|
| IR in ALL | 50,000 – 5,000,000 | 0.50% | 0.70% | 3.00% |
| Over 5,000,001 | 0.60% | 0.80% | 3.50% | |
| IR in USD | Up to 50K $ | 0.10% | 0.40% | 0.70% |
| Higher than 50K $ | 0.10% | 0.50% | 1.20% | |
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This deposit is only offered in the ALL currency;
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Minimum amount: 50,000 ALL/500 USD
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Maximum amount: The client is free to deposit the amount he wishes at the moment of opening the deposit;
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Maturity: 18 months;
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The interest earned is credited to your account every 6 months;
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The Bank offers you the option to withdraw your funds at any time you want; *
* In the event of a deposit breaking before its maturity date, you will not benefit from the accumulated interest over the current 6-months period.
Deposits of individual clients in OTP Bank are secured up to 2,500,000 ALL (two million five hundred thousand) from the Deposit Insurance Agency – http://asd.gov.al
How To Get the 18 Months Deposit
Documents required to open a “18 Months” Deposit
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Passport or Identity Card
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Minimum amount of 50,000 ALL / 500 USD