
Deposit 18 Months
Your benefits if you choose 18 Months Deposit
-
Benefit of interest in your account every 6 months
-
Withdrawal of interest earned without breaking the deposit.
-
Closing the deposit before maturity at any time
-
Benefit of previous six-months interest rates referring to the closing date
More on 18 Months Deposit
Very Favorable Interest of:
18 Months Deposit | 1st semester | 2nd semester | 3rd semester | |
---|---|---|---|---|
IR in ALL | Up to 5,000,000 | 0.30% | 0.50% | 2.50% |
Over 5,000,000 | 0.40% | 0.60% | 3.00% | |
IR in USD | 500 – 50,000 | 0.10% | 0.40% | 0.70% |
Over 50,001 | 0.10% | 0.50% | 1.20% |
-
This deposit is only offered in the ALL currency;
-
Minimum amount: 50,000 ALL/500 USD
-
Maximum amount: The client is free to deposit the amount he wishes at the moment of opening the deposit;
-
Maturity: 18 months;
-
The interest earned is credited to your account every 6 months;
-
The Bank offers you the option to withdraw your funds at any time you want; *
* In the event of a deposit breaking before its maturity date, you will not benefit from the accumulated interest over the current 6-months period.
Deposits of individual clients in OTP Bank are secured up to 2,500,000 ALL (two million five hundred thousand) from the Deposit Insurance Agency – http://asd.gov.al
How To Get the 18 Months Deposit
Documents required to open a “18 Months” Deposit
-
Passport or Identity Card
-
Minimum amount of 50,000 ALL / 500 USD